Here are a few of our popular loan programs!

Federal Housing Administration Loans

• Down to 580 credit scores
• Great for first time homebuyers
• 3.5% Down Payment
• Low monthly mortgage insurance payments
• Owner Occupied Only
• 12 months verified rent history
• Gifts allowed for closing costs, but down payment must be from own funds

Federal Housing Administration Loans

• Minimum 620 FICO score required
• Great for first time homebuyers
• 3.5% Down Payment (Can be a gift from family, employer, or city grant)
• Low 30 year fixed rates
• Low monthly mortgage insurance payments
• Owner Occupied Only

USDA Loans

• Minimum 620 FICO score
• Household area median income limits apply
• Low 30 year fixed rates
• No monthly mortgage insurance
• Owner Occupied Only
• Property must be located in a USDA defined market

Veterans Administration Loans

• Minimum 620 FICO score required
• True No Money Down Financing for qualified buyers
• No monthly mortgage insurance payments
• Owner Occupied Only